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50 Old Mill Rd , Stamford CT

November 18, 2013

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How to File a Home Insurance Claim: Is It Worth It, or Will You Regret It Big-Time?

By Matt Christensen – REALTOR.COM If your home gets damaged by a flood, falling tree, or other random accident, you'll want to know how to file a home insurance claim. Homeowners insurance can help you cover the costs of repairs, providing some much-needed financial relief. But before you file that claim, you'll want to know the process (and the consequences) so you can plan accordingly. Here's what you need to know about filing home insurance claims. How much will I get paid? While it depends on your particular policy, typically insurance companies will cover anything over your deductible, says Penny Gusner , a consumer analyst for Insure.com. For example, if your deductible is $2,000, and the damage is going to cost $50,000 to repair, you’ll pay the $2,000 and you’ll receive the remaining $48,000. Whatever your deductible, you won’t be able to file your claim until you've paid that first. Are there consequences to filing a claim? If you file a lot

FSBO ( For Sale By Owner ) Millionaires Use Real Estate Agents

FSBO Millionaires Use Real Estate Agents by The KCM Crew Do as I Say… not as I Do This adage could be no truer today after it has been reported, in a recent Herald Tribune article , that when it came to selling his Florida mansion, Al Bennati, the longtime chief executive of BuyOwner.com, has chosen to list his home with a local real estate agent. BuyOwner.com is one of many websites out there now that encourage home owners that they do not need to enlist the help of a professional agent to be able to sell their home. They go as far as to tell homeowners: "BuyOwner.com allows you to reach the most potential buyers in the shortest amount of time, in the most effective (the Internet) and most cost effective manner (no commission!) possible." Let’s break down that statement: Myth #1 – The internet is the most effective way to sell your home Many have said that, with the introduction of home search on the internet, hiring an agent is no longer a ne

Designing an Outdoor Dining Space

Whether your home is a house in the suburbs or a high rise in the city, taking advantage of the outdoors is a great way to expand your livable space. If you are working with a large backyard, your possibilities may be endless, but even the tiniest balcony can be transformed into a functional area. There is nothing quite like enjoying a delicious meal al fresco, so here are a few tips to consider when designing an outdoor dining space. Determine Your Function Depending on the square footage of your outdoor area, consider what you will be using it for. Are you creating a dining space on a cramped balcony, or do you have a sprawling back yard with room for several areas? Smaller spaces can be tricky, so try to find furniture that can double as storage, like a bench with space beneath or a table with drawers or an extra shelf. For larger spaces, consider separating areas with rugs or using potted plants to establish borders between the dining and lounging spaces. If dining

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50 Old Mill Rd , Stamford CT

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